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Card debt. Using money to buy LIABILITIES instead of ASSETS. When you put your money in the bank, they then give you a credit card (typically). They’ll charge you ~20% if you don’t pay in full. Keep in mind, this was the same money you’re putting in the bank. And as a thank you, they’ll give YOU ~ less than 1%! If you’re ready to take your finances to the next level and want to learn how to become your own bank,do 1 of 3 things: 1) Comment “BANK” ⬇️ 2) Submit a request using the link in our bio
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Card debt. Using money to buy LIABILITIES instead of ASSETS. When you put your money in the bank, they then give you a credit card (typically). They’ll charge you ~20% if you don’t pay in full. Keep in mind, this was the same money you’re putting in the bank. And as a thank you, they’ll give YOU ~ less than 1%! If you’re ready to take your finances to the next level and want to learn how to become your own bank,do 1 of 3 things: 1) Comment “BANK” ⬇️ 2) Submit a request using the link in our bio
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A credit limit isn’t extra cash - it’s a confidence rating banks assign based on how you handle money It represents the highest balance a lender will let you carry on a credit card, calculated from things like your earnings, past borrowing habits, payment consistency, and current liabilities. Each purchase draws from that amount, and once you pay it back, the available credit resets. A larger limit reflects reliability, not an invitation to spend more. Keeping your usage low and paying bills on
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