Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment …

Dec 3, 2025 · Whether you are already retired or just starting to save, these age and state income averages provide a critical reality check for retirement savings and spending plans.

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Sep 22, 2025 · Once you determine what will give you peace of mind in retirement, it’s important to know how to get there financially. We’ll help you get started with this 10-step retirement …

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

Jun 30, 2025 · Take one step at a time on this lifelong journey. If you're saving for retirement, the best way to help ensure success is by saving consistently (Fidelity suggests saving 15% of …

Learn why early retirement planning is key to financial security, setting goals, and preparing for future lifestyle and healthcare needs.

Feb 18, 2025 · Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their pre-retirement …

When it comes to your financial future, the most important factor in your favor is your age. We take advantage of the time you have, regularly contributing to tax-advantaged retirement …