Sep 23, 2025 · Gap insurance is optional car insurance coverage that helps bridge the financial gap for drivers whose car loan balance is more than their vehicle’s worth if it’s totaled.

GAP insurance can make sense, especially if the loan balance exceeds the car value. If you finance your car through a dealer, you may be offered "GAP insurance" as part of a range of …

What is gap insurance? Gap insurance is an optional auto insurance coverage that applies if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is …

Aug 11, 2025 · Gap insurance protects drivers who have financed or leased their cars, owe more money on the car than it's worth and then total the car. If your new car is totaled or stolen, your …

Aug 20, 2025 · Gap insurance protects against owing more than your car is worth after a total loss. It’s optional coverage — not required by states — but often recommended for leased or …

Gap insurance is an optional insurance coverage for newer cars that can be added to your collision insurance policy. It may pay the difference between the balance of a lease or loan …

Gap insurance is designed to cover the difference between the outstanding balance on your car loan and the depreciated value of your vehicle if it's declared a total loss. Gap insurance only …

Dec 24, 2025 · Gap insurance is auto coverage that pays the difference if your car is totaled and the insurance payout doesn't cover what you still owe on a loan or lease, often a concern with …

May 6, 2025 · Gap insurance, also known as loan/lease gap coverage, protects your financial investment in a new car by paying the difference between how much your car is worth and …

Jul 14, 2021 · What Is Gap Insurance and How Does it Work? Gap insurance can come to the rescue if your vehicle is totaled or stolen and you owe more on it than what it's worth.