If you’re preparing to buy your first home, watch out. Scammers are lurking everywhere, eager to con you at every stage of the process, from mortgage application to home inspection. And it’s not just ...

Have you ever wondered what the history and the parts of a credit card are? How did they get started, and what constitutes a credit card? This article will discuss the history and anatomy of a credit ...

So you’ve been working to make a budget and have been diligently putting in all of your income and expenses. Yet every month, it’s the same result: you continue to overspend. While your efforts to ...

When it comes to recycling, we’re all used to hauling our glass bottles and aluminum cans to the curb. But it’s trickier when it comes to electronics. You can’t just toss your used cell phones, ...

According to the Bureau of Labor Statistics (BLS), the average American spends roughly eight hours out of every weekday — 40 hours a week — at work. That’s more than one-third of all your waking hours ...

Being a victim of identity theft is never pleasant, but identity theft at the hands of a loved one can be a life-altering experience. Knowing that someone has used your personal information for ...

If, like many Americans, you’re fed up with big bank fees and poor customer service, you might be considering other options when it comes to banking. Three of the most popular alternatives are online ...

The biggest banks generally aren’t known for competitive savings account yields. Even with interest rates higher than they’ve been in years, many big-bank savings accounts remain stuck in near-zero ...

Everyone aspires to good credit. But not everyone is so fortunate, at least not right at the moment. Bad credit can strike for any number of reasons: overwhelming debt loads, missed payments, ...

Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best ...

In a contract for deed transaction, the buyer skips the traditional mortgage lender and works out a deal directly with the seller. I’ve done a contract for deed deal as the seller, and it has worked ...

An interest rate swap is a financial derivative that companies use to exchange interest rate payments with each other. Swaps are useful when one company wants to receive a payment with a variable ...